Insurance Plans


We accept a variety of insurance plans to help mitigate the cost of your treatment. Below is a list of some of the providers we work with most frequently, but it is not all-inclusive.

  • Medicare
  • Blue Cross, Blue Shield
  • United Health Care (nothing else)
  • Coventry
  • Workers Compensation
  • Personal Injury
  • Auto Accidents

The insurance plans we participate in vary by our office location. Please call our office at 309-691-7774 to see if we work with your insurance provider.


Patient Financial Policy

We are committed to the success of your medical treatment and care. Please understand that payment of your bill is part of this treatment and care.

For your convenience, we have answered a variety of commonly asked financial policy questions below. If you need further information about any of these policies, please ask to speak with patient care coordinators.

How may I pay?
We accept payment by cash, check, or credit card.

What is my financial responsibility for services?
Your financial responsibility depends on a variety of factors, explained below.


Financial Terms and Information

Coinsurance
The cost sharing part of your bill that you are responsible for paying, as stated on the explanation of benefits that you receive from your insurance company.

Co-payment
The cost sharing part of your bill that is your responsibility to pay, also known as co-pay. This payment is usually due at the time of service.

Plan Deductible
How much cost sharing you must pay for medical services, often before your insurance company starts to pay.

Guarantor
Insured plan member who is responsible for all charges.

Secondary Insurance
Extra insurance that may pay some charges not paid by your primary insurance company. Whether payment is made depends on your insurance benefits, your coverage, and your benefit coordination.

In-Network Provider
A doctor or hospital that agrees to accept payment from insurance for covered services as payment in full, minus your deductible, co-pay and coinsurance amount.

Out-of-Network Provider
A doctor, hospital or other healthcare provider that is not part of an insurance plan’s doctor or hospital network.

Explanation of Benefits (EOB/EOMB)
The document you receive from your insurance company after it receives a claim for medical services from a doctor or a hospital. It tells you what was billed, the amount approved by your insurance, the amount paid, and what you may have to pay. You will not receive a statement for the portion of the bill for which you are responsible until insurance has paid or denied your claim.